Investments

Investment to Total Assets ratio: A floor to your investment strategy

How much of my assets should I invest? As financial advisors, this is one of the most common questions we receive. Our response: instead think of how much of your assets you should not be investing and keeping aside as emergency funds. You can and should go ahead and invest everything in excess of this. …

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Impact of capital gains taxes on your mutual fund investments

Did you know that you can be taxed on your mutual funds investments under capital gains taxes? These taxes can significantly impact your returns. Fret not, like every problem, this too has a solution. But before we explore strategies to minimise them, it is important to understand what capital gains mean. What are capital gains? …

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Importance of Expense Ratio while selecting Investments

The common retail investor is getting more and more price sensitive while selecting their investments. This is definitely a good thing, given the background of extremely high charges packaged into traditional financial products. However, this frenzy to reduce charges needs to be approached with caution. By focusing only on cutting down the cost of investment …

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