Investments

Difference between financial planning and investment planning

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Key Takeaways 1. Scope and Focus: Investment planning deals specifically with managing investment portfolios, while financial planning encompasses all areas of personal finance. 2. Objectives: Investment planning aims to optimize resources by using time, money, and energy efficiently to achieve the best results. It’s about prioritizing important tasks and eliminating waste to maximize output. and …

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Mutual Funds 101: Your Ultimate Beginner’s Guide to Smart Investing

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Key Takeaways What Are Mutual Funds? Pooled investments in stocks and bonds.  Types:  Equity, Bond, Money Market, Index, Hybrid.  Benefits: Diversification, Professional Management, Accessibility.  Key Factors: Performance, Manager Track Record, Expense Ratio, Risk vs Return. Invest wisely for long-term wealth growth. Are you ready to take control of your financial future? In today’s fast-paced world, …

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Reasons you should invest in mutual funds

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Key takeaways:  Mutual funds spread your investment across various stocks and bonds, reducing risk. You can invest small amounts in mutual funds, unlike buying individual stocks. Professional fund managers manage mutual funds, so you don’t need to be an investment expert. Most mutual funds allow you to easily buy or sell your investment (high liquidity). …

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passive income

5 Passive Income ideas to achieve Financial Independence

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Key Takeaways Invest in properties that provide rental yield, hence an income for life with only some effort in management. You can start annuities by putting an upfront investment to avail a fixed amount of income for a period of time. If one has excess cash, one can utilize P2P lending platforms to lend to …

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growth vs value investing

Growth vs Value Investing: Where should you be putting your money?

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Key Takeaways Growth investors look for those stocks or mutual funds that have a very high growth potential in the future in terms of revenue, profit or some other metric. They are not bothered with splitting hairs on high current valuations or price-to-earnings ratios. Value investors look for those stocks or mutual funds that are …

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hidden fees and charges

How do hidden fees and charges affect your returns

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Key Takeaways You have a choice between low cost (direct mutual funds & ETFs), mid cost (traditional mutual funds) and high cost (insurance or endowment products) investments to get access to managed solutions. Based on the numbers, you would be significantly better off choosing the low cost options. You pay high commissions for traditional mutual …

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