Investing in financial markets has had a mixed reputation over the years. We often hear success stories of prodigy investors making a killing in the markets. At the other end of the spectrum, there are disgruntled folks who have lost money in the financial markets and don’t want to consider it as a viable investment option ever again. What is common between these two categories of people? They tried to get higher than average returns by trying to time the market. When you try to do that, unless you’re a fortune teller, you either lose big and if you’re lucky, you win big.