{"id":1543,"date":"2021-03-14T12:51:36","date_gmt":"2021-03-14T12:51:36","guid":{"rendered":"http:\/\/cashvisory.examinia.com\/?p=1543"},"modified":"2021-03-15T08:46:02","modified_gmt":"2021-03-15T08:46:02","slug":"how-women-can-step-up-their-personal-finance-game","status":"publish","type":"post","link":"https:\/\/www.cashvisory.com\/blog\/how-women-can-step-up-their-personal-finance-game\/","title":{"rendered":"How women can step up their personal finance game"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"1543\" class=\"elementor elementor-1543\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-fefdf37 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"fefdf37\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-762dc33f\" data-id=\"762dc33f\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5c11152d elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"5c11152d\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2ae095ef elementor-widget elementor-widget-text-editor\" data-id=\"2ae095ef\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Key Takeaways<\/strong><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Only a few women can boast of having equal participation or the final say in major financial matters.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">It is absolutely essential to <\/span><b>learn<\/b><span style=\"font-weight: 400;\"> about the key aspects of finance to get over your initial hesitation and get started on your financial journey.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Taking the first steps is the most daunting task when it comes to venturing into an unknown arena. So <\/span><b>start small<\/b><span style=\"font-weight: 400;\">, start easy.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Take charge<\/b><span style=\"font-weight: 400;\"> to ensure that your current household finances are planned with your needs in focus, and also to enable you to plan for a more secure future.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\">We are not born experts at everything, especially when it comes to such a complex topic as finance. So <b style=\"font-style: inherit;\">ask for help <\/b><span style=\"font-weight: 400;\">when required.<\/span><\/li>\n<\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-28ae3514 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"28ae3514\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-971a17b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"971a17b\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e56094a\" data-id=\"e56094a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0ce4fcf elementor-widget elementor-widget-text-editor\" data-id=\"0ce4fcf\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">With International Women\u2019s Day this month, various dialogues across different aspects of women empowerment are taking place. Be it body positivity, women\u2019s health and safety, representation in positions of power or gender pay gap &#8211; name it and we have someone talking about it. Amongst the myriad of important issues, one topic that we find extremely important is women and their relationship with personal finance.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-18aee6f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"18aee6f\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-11c6379\" data-id=\"11c6379\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-dcbf05a elementor-widget elementor-widget-image\" data-id=\"dcbf05a\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"768\" height=\"471\" src=\"https:\/\/www.cashvisory.com\/blog\/wp-content\/uploads\/2021\/03\/image2-e1615725338992-768x471.png\" class=\"attachment-medium_large size-medium_large wp-image-1544\" alt=\"women and personal finance\" srcset=\"https:\/\/www.cashvisory.com\/blog\/wp-content\/uploads\/2021\/03\/image2-e1615725338992-768x471.png 768w, https:\/\/www.cashvisory.com\/blog\/wp-content\/uploads\/2021\/03\/image2-e1615725338992-300x184.png 300w, https:\/\/www.cashvisory.com\/blog\/wp-content\/uploads\/2021\/03\/image2-e1615725338992.png 859w\" sizes=\"(max-width: 768px) 100vw, 768px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-f53c77d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f53c77d\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-f72d751\" data-id=\"f72d751\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8f24b16 elementor-widget elementor-widget-heading\" data-id=\"8f24b16\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Why discussing Personal Finance is important for women<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-556b3ea elementor-widget elementor-widget-text-editor\" data-id=\"556b3ea\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">First of all, let\u2019s acknowledge that more often than is fair, the truth for many households even today is that the one who brings home the dough, runs the show. And while we have come a long way in terms of female empowerment, societal pressures and stereotypical gender roles are still resulting in household responsibilities landing on a woman\u2019s shoulders while the onus of earning an income falling on a man in many families. <\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-aa7fcf4 elementor-widget elementor-widget-text-editor\" data-id=\"aa7fcf4\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Now, speaking in cold hard numbers, women on average have a longer life span and earn less than men. Therefore, ending up less financially well off in later stages of life is more probable for women than is acknowledged.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-46b6934 elementor-widget elementor-widget-text-editor\" data-id=\"46b6934\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">What makes things more complicated though is that even in situations where women are contributing to the household income, they are markedly disadvantaged. Truth is that having your own income doesn\u2019t necessarily put your needs at the forefront, unless you\u2019re participating equally in all financial decision-making along with the men in the family. Unfortunately, this is where most women face challenges and fall short of achieving complete self-dependence.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5662b48 elementor-widget elementor-widget-text-editor\" data-id=\"5662b48\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">A recent <a href=\"https:\/\/www.youtube.com\/watch?v=F9CLFiPnOd8\" target=\"_blank\" rel=\"noopener\">campaign<\/a><\/span><span style=\"font-weight: 400;\">\u00a0run by a leading fintech brand showed the stark difference in the knowledge and command that men have compared to women when it comes to personal finance. The question we have to ask is &#8211; if you\u2019re earning your own income, having your own bank balance and managing your own expenses, why aren\u2019t you having equal say in major financial decisions such as property purchase, equity investments, <\/span><a href=\"https:\/\/www.cashvisory.com\/blog\/heres-why-you-should-do-your-estate-planning\/\"><span style=\"font-weight: 400;\">estate planning<\/span><\/a><span style=\"font-weight: 400;\"> etc? Only a few women can boast of having equal participation or the final say in such matters. It\u2019s high time we change this status quo.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-35a599a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"35a599a\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e883acd\" data-id=\"e883acd\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-bcb178c elementor-widget elementor-widget-heading\" data-id=\"bcb178c\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">How to get started<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-20511ea elementor-widget elementor-widget-text-editor\" data-id=\"20511ea\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">You will come across various articles, including those on our blog, on <\/span><a href=\"https:\/\/www.cashvisory.com\/blog\/the-golden-rule-of-budgeting\/\"><span style=\"font-weight: 400;\">how to make a budget<\/span><\/a><span style=\"font-weight: 400;\">, <\/span><a href=\"https:\/\/www.cashvisory.com\/blog\/hack-to-investing-its-easier-than-you-thought\/\"><span style=\"font-weight: 400;\">ways to start investing<\/span><\/a><span style=\"font-weight: 400;\">, <\/span><a href=\"https:\/\/www.cashvisory.com\/blog\/difference-between-financial-planning-and-investment-planning\/\"><span style=\"font-weight: 400;\">what is financial planning<\/span><\/a><span style=\"font-weight: 400;\"> etc. However, while the information is widely available, there are some fundamental roadblocks that need to be tackled in order for women to be able to improve their financial situation. Here\u2019s how you can get started.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-0992ecf elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"0992ecf\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-243e3a1\" data-id=\"243e3a1\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-5f7b28e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5f7b28e\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-0f26ece\" data-id=\"0f26ece\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9486694 elementor-widget elementor-widget-heading\" data-id=\"9486694\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">1. Learn<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b0e3343 elementor-widget elementor-widget-text-editor\" data-id=\"b0e3343\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">One of the major reasons why women tend to leave the responsibility of big financial decisions to men is the lack of knowledge, which often leads to a lack of confidence. Traditionally, most women have limited their financial responsibilities to managing household expenses such as groceries, homeware, linens and at the most utility bills. As for savings and investments, it\u2019s mostly been through cash and gold ornaments. Slowly as we are moving away from strict gender roles, it\u2019s become increasingly necessary to learn about the key aspects of finance &#8211; investments into financial instruments, insurance matters and retirement planning &#8211; to name a few. Instead of getting bogged down by these seemingly big concepts, take it head on by learning about them. Use the plethora of resources online (blogs, books, videos, personal finance apps) to get hands on with one topic at a time. Participate in financial discussions with your peers, whether it be your colleagues or friends. Slowly, you\u2019ll be able to get over your initial hesitation and take your first step into your financial journey.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-3ad412d\" data-id=\"3ad412d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6299248 elementor-widget elementor-widget-image\" data-id=\"6299248\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"442\" height=\"561\" src=\"https:\/\/www.cashvisory.com\/blog\/wp-content\/uploads\/2021\/03\/image1.png\" class=\"attachment-medium_large size-medium_large wp-image-1546\" alt=\"learn\" srcset=\"https:\/\/www.cashvisory.com\/blog\/wp-content\/uploads\/2021\/03\/image1.png 442w, https:\/\/www.cashvisory.com\/blog\/wp-content\/uploads\/2021\/03\/image1-236x300.png 236w\" sizes=\"(max-width: 442px) 100vw, 442px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-b9f16fe elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b9f16fe\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-ab4a8bb\" data-id=\"ab4a8bb\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e9c56ff elementor-widget elementor-widget-heading\" data-id=\"e9c56ff\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">2. Start Small<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-64edca4 elementor-widget elementor-widget-text-editor\" data-id=\"64edca4\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">The saying, \u2018the secret to getting ahead is to get started\u2019 couldn\u2019t be more true than in this situation. Taking the first steps is the most daunting task when it comes to venturing into an unknown arena. So start small, start easy. There will be time to take up challenges, but that\u2019s for later. Begin with charting out your financial goals, making a budget, investing in small amounts. That way it won\u2019t cause much stress and you\u2019ll learn along the way. Do not purchase expensive apps or make long-term financial commitments with partial knowledge. Be aware of <\/span><a href=\"https:\/\/www.cashvisory.com\/blog\/how-do-hidden-fees-and-charges-affect-your-returns\/\"><span style=\"font-weight: 400;\">fees and charges<\/span><\/a><span style=\"font-weight: 400;\"> before you sign up for anything. At Cashvisory, we ensure that you understand the value you can derive from the financial advice, before you put your money in it.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-288dec6 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"288dec6\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e309aca\" data-id=\"e309aca\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-cefb200 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"cefb200\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-d5192df\" data-id=\"d5192df\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-644998f elementor-widget elementor-widget-heading\" data-id=\"644998f\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">3. Take Charge<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b0305e0 elementor-widget elementor-widget-text-editor\" data-id=\"b0305e0\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">All the theoretical and practical knowledge goes to waste if you don\u2019t use it to become self-sufficient with regards to your finances. So it\u2019s utterly important that you take charge. Not only will it help to push yourself into getting more hands-on, it will also ensure that your current household finances are planned with your needs in focus, which may not take precedence if you let others take charge. Incidentally, it will enable you to plan for a more secure future regardless of whether you have a family or choose to stay single. The confidence that you can handle all challenges on your own will also play an integral role to stabilize your life should you face any <\/span><a href=\"https:\/\/www.cashvisory.com\/blog\/are-you-prepared-for-financial-emergencies\/\"><span style=\"font-weight: 400;\">emergencies<\/span><\/a><span style=\"font-weight: 400;\"> or unfortunate circumstances such as the loss of a parent or a partner.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-55fbb70\" data-id=\"55fbb70\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6a3eb91 elementor-widget elementor-widget-image\" data-id=\"6a3eb91\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"354\" height=\"320\" src=\"https:\/\/www.cashvisory.com\/blog\/wp-content\/uploads\/2021\/03\/image3.png\" class=\"attachment-medium_large size-medium_large wp-image-1547\" alt=\"take charge\" srcset=\"https:\/\/www.cashvisory.com\/blog\/wp-content\/uploads\/2021\/03\/image3.png 354w, https:\/\/www.cashvisory.com\/blog\/wp-content\/uploads\/2021\/03\/image3-300x271.png 300w\" sizes=\"(max-width: 354px) 100vw, 354px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4100c6f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4100c6f\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2b0e5c0\" data-id=\"2b0e5c0\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e7c9f91 elementor-widget elementor-widget-heading\" data-id=\"e7c9f91\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">4. Ask For Help<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-81608c9 elementor-widget elementor-widget-text-editor\" data-id=\"81608c9\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Though this applies across the board, it\u2019s important to highlight how women particularly need to be more vocal when it comes to asking for help. Having been labeled the weaker sex for ages, it\u2019s hard for most women to seek help and still maintain that strong exterior. But it\u2019s time to normalize that we are not born experts at everything. There should be no shame and guilt surrounding asking for help whenever and wherever we need it, especially so, when it comes to such a complex topic as finance. Team up with your advisor to look at the gaps there might be in your plan. Seek expert advice on concepts you can\u2019t get your head around. Use technology to help you build good financial habits. Tools are aplenty if we first recognize and accept that we need help. Do note that not all <\/span><a href=\"https:\/\/www.cashvisory.com\/blog\/good-financial-advice-not\/\"><span style=\"font-weight: 400;\">financial advice is good<\/span><\/a><span style=\"font-weight: 400;\"> so you must ensure that it is from a trustworthy, competent and credible source.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-fb04bb7 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"fb04bb7\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-99d3aa9\" data-id=\"99d3aa9\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-458eb84 elementor-widget elementor-widget-heading\" data-id=\"458eb84\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Bottom Line<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1fb1c38 elementor-widget elementor-widget-text-editor\" data-id=\"1fb1c38\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Staying on top of your personal finance game is not just about empowerment, it\u2019s about survival. Take this up as an absolute essential to your life, and on an urgent basis. Once you get the ball rolling, it\u2019ll get much easier from there. It\u2019s only a matter of time when you\u2019ll be strutting about swanking your financial expertise leaving men gawking in surprise. You go, girl!<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Key Takeaways Only a few women can boast of having equal participation or the final say in major financial matters. It is absolutely essential to learn about the key aspects of finance to get over your initial hesitation and get started on your financial journey. Taking the first steps is the most daunting task when [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":1544,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"site-sidebar-layout":"default","site-content-layout":"default","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[33],"tags":[],"class_list":["post-1543","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-personal-finance"],"uagb_featured_image_src":{"full":["https:\/\/www.cashvisory.com\/blog\/wp-content\/uploads\/2021\/03\/image2-e1615725338992.png",859,527,false],"thumbnail":["https:\/\/www.cashvisory.com\/blog\/wp-content\/uploads\/2021\/03\/image2-e1615725338992-150x150.png",150,150,true],"medium":["https:\/\/www.cashvisory.com\/blog\/wp-content\/uploads\/2021\/03\/image2-e1615725338992-300x184.png",300,184,true],"medium_large":["https:\/\/www.cashvisory.com\/blog\/wp-content\/uploads\/2021\/03\/image2-e1615725338992-768x471.png",768,471,true],"large":["https:\/\/www.cashvisory.com\/blog\/wp-content\/uploads\/2021\/03\/image2-e1615725338992.png",859,527,false],"1536x1536":["https:\/\/www.cashvisory.com\/blog\/wp-content\/uploads\/2021\/03\/image2-e1615725338992.png",859,527,false],"2048x2048":["https:\/\/www.cashvisory.com\/blog\/wp-content\/uploads\/2021\/03\/image2-e1615725338992.png",859,527,false]},"uagb_author_info":{"display_name":"Admin","author_link":"https:\/\/www.cashvisory.com\/blog\/author\/admin\/"},"uagb_comment_info":6,"uagb_excerpt":"Key Takeaways Only a few women can boast of having equal participation or the final say in major financial matters. It is absolutely essential to learn about the key aspects of finance to get over your initial hesitation and get started on your financial journey. Taking the first steps is the most daunting task when&hellip;","_links":{"self":[{"href":"https:\/\/www.cashvisory.com\/blog\/wp-json\/wp\/v2\/posts\/1543","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.cashvisory.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.cashvisory.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.cashvisory.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.cashvisory.com\/blog\/wp-json\/wp\/v2\/comments?post=1543"}],"version-history":[{"count":12,"href":"https:\/\/www.cashvisory.com\/blog\/wp-json\/wp\/v2\/posts\/1543\/revisions"}],"predecessor-version":[{"id":1561,"href":"https:\/\/www.cashvisory.com\/blog\/wp-json\/wp\/v2\/posts\/1543\/revisions\/1561"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.cashvisory.com\/blog\/wp-json\/wp\/v2\/media\/1544"}],"wp:attachment":[{"href":"https:\/\/www.cashvisory.com\/blog\/wp-json\/wp\/v2\/media?parent=1543"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.cashvisory.com\/blog\/wp-json\/wp\/v2\/categories?post=1543"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.cashvisory.com\/blog\/wp-json\/wp\/v2\/tags?post=1543"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}